In a fast-evolving financial landscape, asset-based lending and speciality finance offer businesses vital flexibility to unlock working capital and drive growth.
Clients face increasing complexity, from regulatory shifts to the demands of cross-border transactions and the need for innovative funding structures.
We help our clients by providing clear, commercial advice to structure transactions that align with their strategic goals. We provide practical support to navigate risk, optimise asset value, and secure funding that adapts to changing market conditions.
Stephenson Harwood works with a diverse range of clients, including banks, alternative lenders, private equity sponsors, and corporates. Our team brings deep sector insight and a collaborative approach, guiding clients through every stage of the lending lifecycle. By combining legal expertise with commercial awareness, we help clients structure, negotiate, and execute transactions across multiple jurisdictions. Our experience spans receivables, inventory, equipment, and speciality asset classes, ensuring solutions are tailored and robust.
Clients choose us for our ability to deliver certainty and value in complex, time-sensitive transactions. Our track record in high-value, cross-border deals and our commitment to understanding each client’s business sets us apart, enabling clients to seize opportunities and manage risk with confidence.
我们的服务
提供跨境及多种资产类别的灵活资产抵押融资解决方案。
Asset based lending offers clients the flexibility to unlock working capital using a wide range of assets, from receivables to inventory and equipment. Clients benefit from our experience in structuring and advising on both domestic and cross-border transactions, including bilateral and syndicated financings, refinancings, and restructurings.
We support clients with factoring, invoice discounting, supply chain finance, debt purchase, borrowing base facilities, and non-recourse structures. Our team helps clients to navigate asset security issues across multiple jurisdictions, ensuring robust protection and practical solutions. We also advise on integrated structures where asset-based lending sits alongside other lending products, such as term debt provided against cash-flow, enabling clients to optimise their capital structure and respond confidently to changing market demands.
Some of our most relevant experiences supporting clients with speciality finance:
- Acting for a bank in relation to a plant and machinery and ID facility provided to a UK group of paper manufacturing companies.
- Acting for a bank in relation to an ID and inventory facility provided to a UK toy manufacturing company in connection with a secondary MBO.
- Acting for a Hong Kong based private equity fund in relation to an asset-based and cash-flow facility provided by a bank to several of the fund’s portfolio companies.
- Acting for a top-flight European football club in relation to its monetisation of certain TV rights.
- Advised on a €150m financing of a platform to acquire and develop social housing in Ireland.
在多元资产类别中提供创新且量身定制的融资方案。
Our team helps clients to access funding across a broad spectrum of asset classes, from bridging and development loans to buy-to-let mortgages, SME and automotive loans, and litigation receivables.
We advise both borrowers and lenders on syndicated and bilateral structures, including senior and mezzanine facilities, in both domestic and cross-border transactions. Clients rely on our expertise in structuring borrowing base facilities, warehouse arrangements, forward flow agreements, and servicing solutions to support their business ambitions and manage risk effectively.
Some of our most relevant experiences supporting clients with speciality finance:
- Advised on a UK consumer lending platform to fund legal processes in the UK, including divorce and contentious probate.
- Advised on a UK consumer lending platform to lend to annuity holders.
- Advising on a litigation funding platform to finance Dieselgate claims in Germany.
- Advised on a specialty finance platform to lend to offshore borrowers to acquire new build residential real estate in Australia.
奖项及认可
"The team is very knowledgeable and available to assist in a smooth documentation process, explaining clearly the points and providing valuable ideas and solutions."
最新消息及见解
Downside protection and control: Innovative strategies for junior lenders in real estate financing
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